The Friday-afternoon payroll scare, retired.
You know your balance. You do not know whether the deposit from your biggest customer lands before or after the quarterly tax payment. That gap is where owners lose sleep and sometimes lose the business. Cash Desk closes it with a number for every week between now and January.
What the forecast catches
Sample figures, labelledThe seasonal dip
Sample figures. Revenue drops a third in weeks 6 through 9 while payroll stays at $38,000 every other Friday. The forecast shows week 8 closing $14,000 under the buffer six weeks before it happens. You stretch two vendor payments and the week clears.
The customer who pays late
Sample figures. Your largest invoice, $41,200, is due in week 3 but this customer has averaged 60 days late for a year. The forecast assumes the slip instead of the due date. The note tells you which week needs the call, and to whom.
The equipment purchase that should wait
Sample figures. A $65,000 machine looks affordable against $183,000 in the bank today. Week 12 carries a $31,000 sales-tax deposit, and the forecast puts the purchase three weeks too early. Buy it in week 11 and both clear.
What it costs, what it replaces
What it costs you in time: ten minutes a week to read the note. What it costs in money: $750 a month. What it replaces: a part-time controller at roughly $4,000 a month, or nothing, which is what most owners have.
Start with the free one-page read
Send me three months of bank balances and your open invoices. You get a one-page cash read back within two business days, free, with no obligation.